I have a yearly FCT! You also have to remember that prices raise or lower based upon currency exchange rates.
You claim that subscriptions are a waste of money, that also depends how you see things. I have never considered the Trainz FCT system being a waste of money, on my pocket! At least they put that money to good use, such as maintaining the DLS and other important things. Let's face the facts, what if there was NO DLS?? Answer yourself that question! There are other affordable options regarding the Trainz FCT system, I believe they are all FAIRLY priced.
Just pointing out: Off-topic
We don't have ALL V Set liveries or originally built versions in Trainz or any game for that manner! I have always loved the 'Citydecker' liveries and the suburban V Set.
Only 8GB, you should be able to upgrade your ram to at least 16GB.. Also homework can't be abolished, how do you expect to study for University or some other type of Collage to get yourself a good degree and a good job? That's why homework was designed, to help you use your brain and get that studying skills unlocked for what's down the road of your future. There's only two ways in life one is being successful and the other is simply being unsuccessful, it's up to you which path you choose.