Way to find out, pick a route with a 2% grade, add 30 loaded coal hoppers, try to climb the hill with one loco. Won't make it, add a second or third loco, see what the difference is. 
I came to Trainz from MSTS and later Railsim/Railworks, so one of the first things I did was testing to prove or disprove all the claims from the "my trainsim is better than yours" holy warriors that Trainz was a toy train simulator. It CAN be a toy train simulator in DCC mode, but it's just as realistic as MSTS in CAB mode.