Probably on a prototype train you would apply the entire train brakes, partially ... and with the loco throttle off, gradually let the slack run in slowly ... then apply the dynamic braking to further run in the slack.
I would think if you applied the loco independant brakes only, the slack would run in violently !
I find that with a 100 car loaded coal that if you train brake to below a running speed of 25 mph, and release brake, and by the time the brakes fully release you are down to @ 15mph ... then apply the full dynamics to throttle 5 position, or half dynamics to throttle 10 position ... and you still have to make 2-3 train service brake applications on a 10 mile 1.75% downhill grade.
In Trainz it seems to make little difference, unless you are running realistic derailment setting, with realistic coupler breakage rules applied.